Individual Development Account (IDA) Program

Individual Development Account (IDA) is a matched-savings program that helps income-eligible participants save money to buy a home, fix up a house, pursue higher education or start/expand a small business.  While encouraging regular savings patterns through monthly deposits, the program also provides financial literacy and asset-specific training education.  While working an individualized asset goal, the participants’ savings are matched with state and local dollars.  The IDA program can work with participants earning up to 175% of the poverty guidelines.

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